2.75% ASSUMABLE LOAN AVAILABLE! Wowzer! That AND you get all this in the highly sought-after Northcliffe subdivision, located in Belton ISD and NO city taxes? That is correct! This beautifully maintained 4-bedroom, 3.5-bath home checks all the boxes and then some…and only minutes to LAKE BELTON! The expansive living room offers a cozy fireplace, perfect for relaxing evenings, and flows effortlessly into the stylish dining area and kitchen. The kitchen is a chef’s dream, showcasing an island, granite countertops, built-in oven and microwave, beverage station, ample cabinetry, and a convenient breakfast bar. The primary suite provides a private retreat with dual vanities, a jetted soaking tub, separate shower, and two walk-in closets. And you will find attached a beverage center for early mornings or late evenings. It has a large home office, but you may want to use it as a home library or a craft room. You'll find this space has room for multiple uses. Additional highlights include a generator-ready transfer switch—allowing most of the home to function during power outages—adding peace of mind and value. Don’t miss your opportunity to own this exceptional home in a prime location, located between Historic Belton and West Temple with ample choices for shopping, dining, entertainment, the lake, and easy commute to major roadways.